Motor finance for bad credit clarified.

At Stoneacre we don’t simply take under consideration your credit rating, we think about your present situation and just how affordable car lease is for you. Therefore credit that is bad doesn’t always imply that you won’t get finance.

You are able to make an application for bad credit finance with your easy-to-use online application . It places your details through a soft search and never a complete credit check. This enables us to check on your eligibility for finance without one adversely affecting your credit history.

What goes on next?

You are going to get an initial indicator of just how qualified you will be for car lease. Regardless of the total outcome, we shall constantly follow through to one to talk about the application.

What’s more, we could additionally give you a totally free, no-obligation component trade valuation towards a car that is new.

Signs of Bad Credit

Missed Re Payments

It is recorded on your credit file whenever you miss a payment. Loan providers can easily see this and could give consideration to you to definitely be a higher risk. This might slim lenders that will provide for you or may boost the rate of interest.


A standard is recorded in your credit history whenever you fail to repay. It really is frequently only recorded after multiple re re payments have now been missed or months that are several passed away because the payment had been due.

Rejected Applications

Loaning cash is exactly about trust and a poor credit history will probably cause high-interest prices or even a flat-out no from loan providers. In the event that loans you are applying for are coming straight right back as declined, this might be a pretty big indication that your credit history isn’t the most effective. Click here to read more »